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PMPFrequently TestedProcess 41%
who bears the risk depends on the contract type

Procurement and Contract Types

3

Contract Families

Fixed Price, Cost Reimbursable, Time and Materials

FFP

Seller Risk Max

Firm fixed price puts all cost risk on the seller

CPAF

Buyer Risk Max

Cost plus award fee puts most risk on the buyer

the further right, the more risk the buyer carries

Contract Risk Spectrum

seller bears risk

buyer bears risk

FFP

Firm Fixed Price

FPIF

Fixed Price + Incentive

FP-EPA

FP + Economic Adj.

T&M

Time & Materials

CPIF

Cost + Incentive

CPFF

Cost + Fixed Fee

CPAF

Cost + Award Fee

clear scope

fix the price · seller swallows overruns

unclear scope

time & materials · both share risk

undefined scope

cost reimbursable · buyer pays variance

Exam Traps

FFP protects the buyer, CPAF protects the seller

Firm fixed price transfers cost risk entirely to the seller. Cost plus award fee reimburses the seller and rewards them with a subjective bonus. Know who bears the risk for every contract type.

T&M is for undefined scope

When the scope cannot be fixed upfront, time and materials is appropriate. It is a hybrid with shared risk.

Cost reimbursable has ceilings

Cost reimbursable does not mean blank check. There are cost targets, ceilings, and incentive structures. The exam tests this nuance.

CPAF fee is subjective, CPIF is objective

Award fee depends on buyer satisfaction. Incentive fee is based on objective cost or schedule targets. The exam swaps these in traps.

Match contract to scope clarity

Clear scope → fixed price. Unclear scope → cost reimbursable. In between → T&M.

Fixed price is not always best

If the scope is vague, a fixed-price contract forces the seller to pad or cut corners. Wrong tool for the job.

1
Fixed Price Quote

You and the contractor agree on a fixed $40,000 for the remodel. If materials jump, the contractor eats it. Seller bears the cost risk.

2
Cost Plus

The contractor bills you for materials plus their hourly rate. If prices rise, you pay. Buyer bears the risk.

3
Time and Materials

Hourly rate for labor, cost plus markup on materials. You both share risk.

4
Award Fee

Cost plus a bonus if you are thrilled with the work. The bonus is subjective. You hold the quality judgment.

Clear scope = fix the price. Murky scope = share the cost.
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Reviewed by Chris K., PrepSolution Content Editor, Project Management
Sources verified against PMI 2026 standards
Updated May 2026